Money Saving Resources for Seniors
In this article, we’ll offer some simple suggestions on making your well-deserved funds last longer, stretch further and help you maintain a lifestyle that is both healthy and fun.
1. Take advantage of free assistance services in your area.
There are plenty of assistance services throughout the country that cater to the specific needs of senior citizens. These services are often free, or at a reduced cost; however, there are usually certain eligibility requirements that must be met. Meals on Wheels is probably one of the most well-known services like this. Meals on Wheels provides nutritious meals delivered to the elderly or homebound, at no cost to them. To find a Meals on Wheels service that works in your area, visit them online.
While Meals on Wheels is a service that has a national reach, there are likely more senior services that are specific to your local community. Check with your local department of transportation, senior resource center, or aging in place agency for more free and reduced cost services. To see some examples of local senior services, you can take a look at these websites from New Hanover County in North Carolina to get an idea of what we mean. No matter where you live, there are most likely similar services you can take advantage of.
2. Enjoy free entertainment opportunities in your community.
Check the Visitors Bureau for your city to find out what your town has to offer in the way of attractions and entertainment. Then, see if any of these attractions offer special discounts for seniors. Most museums, aquariums and educational & historic attractions will offer senior discounts, so why not take advantage of them?
3. Save on shopping, dining and travel.
Use senior discounts at restaurants, retail stores, and grocery stores to save money on things you buy regularly as well as expenses that only come up once in a while. Whether you want to save a little cash on your weekly grocery bill, or you’d like to save big on travel expenses like hotel rates and airfare, your senior status can definietly come in handy.
Use this directory to find all sorts of businesses that offer senior discounts: http://frugalliving.about.com/od/frugalseniors/a/Senior_Discount.htm
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4. Save on prescription drugs.
Your mental and physical health is certainly not something you should cut corners on; however, prescription drugs can be very expensive. Luckily, there are a few ways you can keep your prescriptions without going broke. When getting yor prescriptions filled, ask your pharmacist for the generic brand option. You can also ask your doctor to provide you with a few free samples to get you by before paying to fill the prescription. Doctors very often have samples given to them by the pharmaceutical reps. These samples are given to the doctors with the intention of being given away, so there’s no shame in asking for a few!
You can also ask for coupons or rebates on certain prescriptions from your doctor. Alternatively, you can try visiting the drug manufacturer’s website to see if you can request coupons by mail.
5. Join AARP.
The benefits of joining the American Association for Retired Persons (AARP) are plentiful. From discounts on a variety of goods and services to access to important senior resouces, including financial help, AARP members are at an advantage for many reasons. Most people know that AARP membership provides discounts on things like car rentals and hotel rates, but did you know that AARP membership can get you discounts on things like orders from 1-800-FLOWERS.com, Geek Squad computer services and even ADT home security systems? And with an annual membership cost of only $16, the program pays for itself in no time. To learn more, take a look at the official AARP website .
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