Call Us Toll Free Today! (855) 367-4326 | 855-FOR-HECM

Making a Home Accessible, Safe, and Convenient for Senior Homeowners

If you’re a senior who wants to continue to live in your home despite the increasing challenges, there are things you can do to make your dwelling accessible, safe, and convenient.

Whatever the room or area of your home, you implement changes that can make it possible for you to stay in your own home rather than to move into a nursing home or assisted living center.

What follows are some options for possible home improvements and a way to pay for it all in the event that your fixed income won’t allow for you to foot the bill.


If you have mobility issues, you might require a shower that can accommodate a wheelchair or a walker. Such a shower setup will be easier to enter and will have a seat and even railings, and you can also add non-slip floors to make your bathroom even safer.

A ramp at the entry could be a better option than stairs in the event that you require a wheelchair, and it might even be necessary to get bigger doors if your existing doors make it harder for you to enter or exit your home. Again, if you require a wheelchair or otherwise have trouble reaching beyond a certain height, you may even need to consider adjusting the height of everything from the doorknobs to the light switches so that you can access them readily.

A bungalow or ranch home may provide for a convenient layout since everything can be on the same level of a one-story home. But if you’re in a multi-story home, you may need a chairlift that can take you from floor to floor as needed. Repurposing rooms might also be necessary. For instance, perhaps converting part of the den into a bedroom will be necessary if you don’t want to deal with stairs.

Whether big or small, you can pursue renovation projects to make your dwelling as accessible, safe, and convenient as possible. All of this, of course, will come at a price. Yes, you might be able to get someone you know to do some of the work for you at a lower cost, but some projects will require expert contractors who have the skillset to do the job right the first time. If cost is an issue, there’s a way you can tap into your home equity to pay for any renovations needed.

Call Toll Free to Learn More (855) 367-4326

Request a FREE Info Packet!

More on Optimizing Homes for Senior Homeowners

How to Pay

If you want to get some renovations done to make your home accessible, safe, and convenient but wonder how you’re going to pay for it all, you may want to consider the benefits of a reverse mortgage. With a reverse mortgage, you can covert a portion of the equity in your home into an income stream. You’ll be able to do so without having to sell your property, give up the title, or make monthly mortgage payments for as long as you live in the home, and the income earned with a reverse mortgage is tax free.

Once you have unlocked some of the equity in your home, you may have the ability to afford the sorts of renovations and improvements that can help you to remain in your home longer than might otherwise be possible.

If you are at least 62 years old and are a homeowner, you may be able to take advantage of this special type of financing to pay for things that you might otherwise not been able to afford.

As always, we’re here to answer any questions you might have about how a reverse mortgage might help you.

Learn more about how people are using home equity conversion mortgages for purchasing homes:

Please keep in mind that the reverse mortgage industry in constantly changing and some of the information contained on this site may not be current. Please ask a licensed reverse mortgage professional for up-to-date guidelines.