house in hands

small house being held in someone’s hands

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Copyright© 2023. All Rights Reserved. Equal Housing Lender. Alpha Mortgage Corporation NMLS #93265. Main Office: 1320 Airlie Road | Wilmington, NC 28403 910.256.8999. Alpha Mortgage Corporation is licensed in North Carolina (L-113831), Virginia (MC-4927), South Carolina (93265), Florida (MLD1700), and Georgia (93265). NMLS #93265 Alpha Mortgage Corporation is licensed by Virginia State Corporation Commission as MC-4927 http://nmlsconsumeraccess.org | Not all applicants will qualify. Please meet with a licensed loan originator for more information (or Please meet with the licensed loan originator listed for more information). Rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. When refinancing your home mortgage, while your interest rate, monthly payment or loan type may decrease or change, your total finance charges may be higher over the life of the loan as a result of the refinancing. Approvals are subject to underwriting and program guidelines and are subject to change without notice.

This material has not been reviewed, approved, or issued by HUD, FHA, or any government agency. Not all products and options are available in all states. Customer is responsible for property taxes, homeowners insurance, and home maintenance. A reverse mortgage is a home-secured debt payable upon default or a maturity event. This is not a loan commitment. Terms subject to change without notice. All loans subject to approval. **Results from principal limit reverse calculator are intended for illustrative purposes only and do not constitute an offer to lend. The principal limit is the amount of total loan proceeds available from a HECM reverse mortgage before closing costs and liens on title are deducted. For more information and guidance on HUD’s policy with respect to principal limit factors, please visit https://www.hud.gov/program_offices/housing/sfh/hecm.

You must occupy the home as your primary residence and make timely payments on property taxes, Home Owners Association fees, ground rents, homeowner’s hazard insurance policy, and maintain the property in a condition equal to when the loan was closed.

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