Welcome to the Reverse Mortgage Learning Center
Here you’ll find information and resources on reverse mortgages to better help you make a well informed decision. Please note that the mortgage industry is constantly changing and some of the specific details found in the various pages may be different today from when the resources were written. For the most up-to-date information, please contact a Reverse Mortgage Specialist at Alpha Mortgage.
Give us a call if you have any questions – (855) 367-4326
Basic Reverse Overview Topics
What is a reverse mortgage?
What are some of the benefits?
What are some of the qualifications?
How are they paid back?
Some basic guidelines
Age requirements
Refinancing a reverse mortgage
Reverse mortgage strategies
Top Reasons People Take Out a Reverse Mortgage (with infographic)
Take the Reverse mortgage quiz
Reverse mortgage videos
Reverse Mortgages Offering Peace of Mind
Exploring the History of Reverse Mortgages
Reverse Mortgage Rules
What Does the Non-Recourse Clause in a Reverse Mortgage Mean?
Who Owns the Home in a Reverse Mortgage?
What is a Certified Reverse Mortgage Professional (CRMP)?
Receiving Payouts and Use of Funds
Reverse Mortgage Calculator
Details on receiving payments/payouts
Using funds to cover medical expenses
Using funds to maintain and repair a property
Assisted living considerations
Nursing home considerations
Tools for Seniors to Analyze the Cost of Retirement
Reverse Mortgages and Credit Line Growth Rate
Pros and Cons of Choosing a Line of Credit for Your Reverse Mortgage
Risks of Taking Out a Reverse Mortgage Too Early
Remaining Estate & Children
Understanding Some of the Costs
HECM for Purchase (H4P)
HECM for Purchase (H4P)
Navigating the Process
Reverse mortgage counseling
Discussions during counseling
Frequently Asked Questions About the Reverse Mortgage Counseling Certificate
What is on a reverse mortgage application?
Understanding a Reverse Mortgage Amortization Schedule
Sample timeline
What happens at closing?
Younger spouse under 62?
Applying before age 62?
Downpayment requirements for purchases
Understanding Reverse Mortgage Financial Assessments
Loan Specific Details
Amortization
Loan-to-value considerations
Interest rates
Mortgage insurance premiums (with infographic)
Reverse mortgage interest
Regulation Z
What is settling the loan account?
Repair riders and reverse mortgages
What is the Reverse Mortgage Stabilization Act?
Reverse Mortgage Eligibility Requirements
What are the maximum loan amounts for reverse mortgages?
Can You File for Bankruptcy with a Reverse Mortgage?
Other Options?
Industry Information
Industry statistics
2016 industry update and trends
HUD pleased with changes
Roles of reverse counselor
Certification and licensing
Financial planners and reverse mortgages
Accountants and reverse mortgages
Reverse mortgage jobs
Selling? Considerations for real estate agents
Reverse mortgages in the press
A one year look back at Financial Assessment
Reverse Mortgages Becoming More Mainstream
Recap of Reverse Mortgages Being Featured on NBC Nightly News
Senior Resource Center
How to tell the difference between legitimate reverse mortgages and reverse mortgage scams(with infographic)
Seniors working with contractors
Money saving resources
Home buying tips for seniors
Travel tips for seniors
How to handle student loan debt in retirement
Budgeting tips for senior
Protecting our Seniors from Fraud – Important information from the Senate Aging Committee
Senior resources in Raleigh
Senior resources in Charlotte
Senior resources in Durham
Senior resources in Greensboro
Senior resources in Winston-Salem
Senior resources in Fayetteville
Senior resources in Asheville
Senior Resources in Greenville
Senior Resources in Concord
Senior Resources in Jacksonville
Senior Resources in Cary
Senior Resources in Chapel Hill
Senior Resources in Rocky Mount
Aging in Place Resources
Wilmington area resources
For children of parents aging in place
Reverse mortgage funds for in-home care
Meeting medical needs at home
Safety tips for seniors living alone
Accessibility for limited mobility
Assist with feelings of isolation
Discussing aging in place with your children
Making homes more accessible for seniors
Adult daycare & in-home care
Comparing the Median Costs of Senior Care in the U.S. (with infographic)
Learn more about how people are using home equity conversion mortgages for purchasing homes:
Please keep in mind that the reverse mortgage industry in constantly changing and some of the information contained on this site may not be current. Please ask a licensed reverse mortgage professional for up-to-date guidelines. You can also learn about some of the misconceptions people have of reverse mortgages in our FAQ area.
Another topic you might find helpful: Understanding the steps in the reverse mortgage process.
